Loan Products

Discover the right loan for you – at NewTech Mortgage, it's more than a loan, it's your key to a new chapter in homeownership.​

USDA LOAN

USDA Home Loan, in alignment with mortgage laws and proudly offered by NewTech Mortgage, is a low-interest, government-sponsored mortgage tailored for designated rural and suburban areas.

Key Features of the USDA Loan:

  • 0% Down Payment:
    Benefit from a 0% down payment, facilitating affordable homeownership.

  • Designed for Low- to Moderate-Income Households:
    Tailored to assist low- to moderate-income households in purchasing, building, rehabilitating, or improving a home.

  • Government-Sponsored Mortgage:
    Secure a mortgage backed by the government, offering favorable terms and conditions.

USDA Loan Eligibility:

To qualify for the USDA Loan, adhere to the following criteria:

  • Purchase in a USDA-Approved Area:
    Choose a home in a USDA-approved area as designated by the program.

  • Income Requirements:
    Meet specific income requirements, ensuring eligibility for low- to moderate-income households.

  • Proof of Citizenship or Legal Permanent Residency:
    Provide documentation confirming citizenship or legal permanent residency.

  • Primary Residence in USDA-Approved Location:
    Finance a primary residence within a USDA-approved location.

USDA Loan Application Process:

To apply for the USDA Loan, gather the following documentation:

  • Proof of Income and Employment:
    Provide pay stubs, tax returns, W-2 statements, etc.

  • Proof of Citizenship and Home Location:
    Confirm citizenship or legal permanent residency and the location of your chosen home.

  • Documentation of Financial Assets:
    Include bank statements and other financial asset documentation.

  • Residential History:
    Provide details of your residential history for the previous two years.

  • Identity Information:
    Include your driver’s license, Social Security card, and date of birth for the application

Start your loan application and secure preapproval here.

For immediate support and answers to your questions, contact us here.

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