Loan Products

Discover the right loan for you – at NewTech Mortgage, it's more than a loan, it's your key to a new chapter in homeownership.​

DSCR Loan

Debt-Service Coverage Ratio (DSCR) Loan, thoughtfully offered by NewTech Mortgage in compliance with mortgage laws, is a specialized financing option designed to support real estate investors and business owners.

Key Features of the DSCR Loan:

  • Tailored for Investors and Business Owners:
    Specifically crafted for real estate investors and business owners seeking financing solutions.

  • Debt-Service Coverage Ratio Focus:
    Emphasizes the Debt-Service Coverage Ratio, a key metric in commercial real estate financing.

  • Flexible Financing Structures:
    Offers flexibility in loan structures to meet the unique needs of investors and businesses.

DSCR Loan Eligibility:

To qualify for the DSCR Loan, applicants should consider the following:

  1. Commercial Real Estate Investment or Business Purpose:
    Intended for commercial real estate investment or business-related purposes.

  2. Debt-Service Coverage Ratio Considerations:
    Focus on maintaining a healthy Debt-Service Coverage Ratio for successful loan approval.

  3. Investor or Business Documentation:
    Provide relevant documentation outlining the purpose of the loan and the financial health of the investment or business.

Loan Application Process:

Initiate the application process for the DSCR Loan by preparing the following documentation:

  • Purpose of Loan Documentation:
    Clearly outline the intended purpose of the loan for commercial real estate investment or business use.

  • Debt-Service Coverage Ratio Analysis:
    Include comprehensive Debt-Service Coverage Ratio analysis to showcase the ability to cover debt obligations.

  • Investor or Business Financial Documents:
    Provide financial documents demonstrating the sound financial standing of the real estate investment or business.

  • Property or Business Details:
    Include specifics about the commercial property or business for which the loan is sought.

Start your loan application and secure preapproval here.

For immediate support and answers to your questions, contact us here.

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