Welcome to NewTech Mortgage

Your Premier Lending Partner in New Jersey

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Innovation in Mortgages

Why Choose NewTech Mortgage?

At NewTech Mortgage, we understand that every individual’s financial situation is unique. That’s why we offer a wide range of loan products and down payment assistance options meticulously crafted to cater to specific customer needs. Whether you’re a first-time homebuyer, a seasoned homeowner looking to refinance, or an investor looking for lending options to grow your portfolio we’ve got you covered.

INTEREST RATES FROM

6.47%

Rates subject to change
per lender approval & terms

What we offer

Mortgages so simple, you see what you get.

First-Time Homebuyer

Navigating the world of mortgages for the first time can be overwhelming. At NewTech Mortgage, we make it easy. Our first-time homebuyer loan products are designed to provide flexible financing options and competitive rates, empowering you to take the leap into homeownership with confidence.

Conventional Loans

Looking for a traditional mortgage option with straightforward terms and competitive rates? Our conventional loan products offer just that. With flexible down payment options and personalized guidance every step of the way, securing your dream home has never been easier.

FHA Loans

Backed by the Federal Housing Administration, FHA loans are ideal for borrowers who may not qualify for conventional financing. With low down payment requirements and lenient credit score criteria, our FHA loan products open the door to homeownership for a wider range of individuals.

USDA Loans

For homebuyers in rural and suburban areas, USDA loans offer a unique financing solution with attractive benefits. Backed by the United States Department of Agriculture, these loans are designed to promote homeownership in eligible rural and suburban communities. USDA loans offer competitive interest rates and zero down payment option.

VA Loans

For our brave veterans and active-duty service members, NewTech Mortgage proudly offers VA loans with exclusive benefits, including zero down payment options and competitive interest rates. Our dedicated team is honored to assist those who have served our country in achieving their homeownership goals.

DSCR Loans

Looking to invest in real estate? Our DSCR mortgage loan is tailor-made for savvy investors like you! With competitive rates and flexible terms, we make financing your investment property a breeze. Say goodbye to personal income verification and hello to cash flow-based lending. Take the next step towards building your real estate portfolio today! Contact us for more information.

Ask about Our

Downpayment assistance

programs

Refinance Options

Already own a home?

Our refinance options allow homeowners to take advantage of favorable market conditions by lowering their monthly payments, consolidating debt, or accessing equity for other financial goals. With streamlined processes and personalized solutions, NewTech Mortgage makes refinancing a breeze.

Experience

The NewTech Mortgage Difference

At NewTech Mortgage, we’re not just lenders – we’re partners in your homeownership journey. Our commitment to excellence extends beyond providing competitive loan products; it’s about delivering an unparalleled level of service and support from application to closing and beyond.

OUR PROCESS

Let us help you get your home today.

Most Home Buyers get pre-approved before they start shopping for a home. Mortgage preapproval shows the seller that you’re serious when it’s time to make an offer. Borrowers can confidently proceed with the home-buying process knowing that there financing is in place.

Step 1
Application:

During this phase, borrowers provide information about their financial situation, employment history, and desired loan amount. Our experienced loan officers review the application to ensure accuracy and completeness, setting the foundation for the rest of the process.

Step 2
Document Collection

This typically includes documents such as tax returns, pay stubs, bank statements, and identification. Our team guides borrowers through this process, ensuring all required documents are gathered promptly and accurately to expedite the loan approval process.

Step 3
Evaluation and Approval

Our underwriting team carefully reviews the borrower's application and supporting documents to assess their creditworthiness and financial stability. This includes verifying income, employment history, credit history, and debt-to-income ratio.

Step 4
Disbursement

Once the loan is approved, the final step in the home buying process is disbursement, where funds are transferred to complete the purchase transaction. NewTech Mortgage coordinates with the closing agent and other parties involved to ensure a smooth and timely disbursement of funds.

Why Choose us

How NewTech Mortgage Benefits Realtors and Their Clients

As a realtor, your goal is to help your clients find their dream home and facilitate a smooth closing process. Partnering with NewTech Mortgage as a mortgage broker can help you achieve these goals more efficiently.

Expedited processing:

We utilize advanced technology and streamlined processes to expedite the mortgage approval and closing process. This means faster turnaround times for your clients, allowing them to secure financing and close on their new home sooner.

Competitive loan options:

We offer a wide range of loan products with competitive rates and terms to suit the needs of diverse clients. With our extensive network of lending partners, we can find the right financing solution for every buyer, regardless of their unique circumstances.

Dedicated support:

Our team of experienced loan officers provides personalized support to both you and your clients every step of the way. From pre-approval to closing, we're here to answer questions, address concerns, and ensure a seamless experience for all parties involved.

Enhanced client satisfaction:

By partnering with us, you can offer your clients access to exceptional mortgage services and expertise. This not only enhances their overall homebuying experience but also reflects positively on your reputation as a trusted real estate professional.

Learn how you can access your Home Equity fast

Whether you find yourself in need of liquid funds for unforeseen expenses, prefer to refrain from tapping into savings or applying for a personal loan, or simply seek an alternative means to finance life’s next endeavors, a HELOC may be a viable solution.